The Cycle of Money

Then God said, “Let the earth bring forth the living creature according to its kind; cattle and creeping thing and beast of the earth, each according to its kind”; and it was so.  Genesis 1:24 (NKJV)  
You might read this scripture and wonder what does it have to do with money?  Well, through this scripture God set a cycle or law in place for creation in the earth.  That is, all things create according to its kind.  Cattle create cattle, birds create birds and money creates money.  The above chart explains the cycle of money.  All things have a beginning; money begins with goods and services.  Without goods and services there is no need for money.  If you follow the chart, you will see that goods and services create a need for employment producing employees, small businesses, corporations and government.  Employees and businesses create a need for credit, homes, education and health resources.  That produces a market system.  Every cycle requires a system or incubator where duplication or regeneration takes place.  For living creatures that system is the womb, for plants that system is the earth and for money that system is the market.  A market system consists of stocks, bonds, treasury notes, insurance, real estate, trusts, annuities and funds.  The market creates recompense (reward) in the form of interest, dividends, capital gains and residual income.  Notice once you arrive on this side of the cycle; needs are left behind and you enter into rewards.  Rewards produce investors and investors become millionaires who inspire innovation.  Innovation creates goods and services, resulting in more jobs, more home ownership, more educational opportunities and better health.  What happens when a large group of people stay on the right hand side of the cycle and never progress to the left?  This particular scenario happens when people/businesses spend all of their income on credit, homeownership, education and health.  They have nothing left to put into the market as a result their only option is to put a demand on the already existing goods and services which now creates unemployment (too many people for a minimum amount of jobs), which produces a small workforce, less companies and government deficits.  Credit (money) becomes constricted causing bad credit, foreclosures, rising tuition/fees and an unhealthy society.  Where do you find yourself?  Are you riding the poverty line?  If you find yourself on the right hand side of the cycle, never reaching the left then make a commitment this year and get out of debt, restore your credit and start investing.